Help CenterRegular Savings PlanAllWhat is a Dynamic RSP, and how does it differ from Fixed RSP?

What is a Dynamic RSP, and how does it differ from Fixed RSP?

Dynamic Regular Savings Plan (Dynamic RSP)

Dynamic Regular Savings Plan adjusts the investment amount based on market conditions to aid in dollar-cost averaging. The amount invested decreases when the previous closing price is above the benchmark's moving average and increases when it is below. Conversely, a Fixed Regular Savings Plan maintains the same investment amount for each interval, regardless of market conditions.

Dynamic Regular Savings Plan Parameters

Benchmark: S&P 500, NASDAQ, DJI and targeted investment symbol.

Moving Average Period: Options include 120-Day, 250-Day, 300-Day.

Investment amount calculation (Dynamic)

The actual investment amount will be made based on the previous trading days close.

Actual Investment Amount = Designated Investment Amount * Multiplier

When benchmarks of previous close are higher than the moving average:	Multiplier
(0%, 1%)	100%
(1%, 3%)	90%
(3%, 6%)	80%
(6%, 10%)	70%
(10%, 20%)	60%
>20%	50%
When benchmarks of pre-close are lower than the moving average:	Multiplier
(0%, 1%)	100%
(1%, 3%)	120%
(3%, 6%)	140%
(6%, 10%)	160%
(10%, 15%)	180%
>15%	200%

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